.sepay-section{position:relative;padding:clamp(4rem,7vw,6.5rem) 0;background:var(--bg-page)}.sepay-section--alt{background:linear-gradient(180deg,color-mix(in oklab,var(--bg-elevated) 55%,var(--bg-page)) 0%,var(--bg-elevated) 100%)}.sepay-section h2{font-family:var(--font-display);font-weight:800;font-size:clamp(1.7rem,1.2rem + 1.6vw,2.45rem);line-height:1.15;letter-spacing:-.02em;color:var(--text-primary);text-wrap:balance}.sepay-kicker{display:inline-flex;align-items:center;gap:.65rem;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.74rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:color-mix(in oklab,var(--text-primary) 50%,var(--accent))}.sepay-kicker-line{display:inline-block;width:1.5rem;height:1px;background:color-mix(in oklab,var(--accent) 55%,var(--text-primary))}.sepay-section-lead{font-size:clamp(1rem,.97rem + .18vw,1.1rem);line-height:1.65;color:color-mix(in oklab,var(--text-primary) 76%,var(--text-muted));max-width:60ch}.sepay-hero{background:linear-gradient(180deg,var(--bg-page) 0%,var(--bg-elevated) 100%)}.sepay-eyebrow{display:inline-flex;align-items:center;gap:.6rem;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.72rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:color-mix(in oklab,var(--text-primary) 55%,var(--accent));padding:.4rem .8rem;border-radius:999px;background:color-mix(in oklab,var(--accent) 9%,transparent);border:1px solid color-mix(in oklab,var(--accent) 22%,transparent)}.sepay-eyebrow-dot{width:.45rem;height:.45rem;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px color-mix(in oklab,var(--accent) 20%,transparent)}.sepay-h1{font-family:var(--font-display);font-weight:800;font-size:clamp(2.2rem,1.4rem + 3.2vw,3.55rem);line-height:1.05;letter-spacing:-.025em;color:var(--text-primary);text-wrap:balance;padding-block:.1em}.sepay-lead{font-size:clamp(1.05rem,1rem + .3vw,1.18rem);line-height:1.6;color:color-mix(in oklab,var(--text-primary) 80%,var(--text-muted));max-width:40rem}.sepay-facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem;max-width:30rem}@media(min-width:640px){.sepay-facts{grid-template-columns:repeat(4,minmax(0,1fr))}}.sepay-fact{padding:.8rem .9rem;border:1px solid color-mix(in oklab,var(--text-primary) 12%,transparent);border-radius:calc(var(--radius) * 1.3);background:color-mix(in oklab,var(--bg-elevated) 84%,transparent)}.sepay-fact-v{font-family:var(--font-display);font-weight:800;font-size:1.25rem;line-height:1;padding-block:.1em}.sepay-fact-t{margin-top:.35rem;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:color-mix(in oklab,var(--text-primary) 60%,var(--text-muted))}.sepay-zone{position:relative}.sepay-zone-svg{width:100%;height:auto;max-width:30rem;margin-inline:auto;display:block}.sepay-svg-halo{fill:color-mix(in oklab,var(--accent) 10%,transparent);stroke:color-mix(in oklab,var(--accent) 30%,transparent);stroke-dasharray:4 4;stroke-width:1}.sepay-svg-tiles rect{fill:var(--bg-elevated);stroke:color-mix(in oklab,var(--text-primary) 18%,transparent);stroke-width:1}.sepay-svg-tile--euro{fill:color-mix(in oklab,var(--accent) 20%,var(--bg-elevated))!important;stroke:color-mix(in oklab,var(--accent) 55%,var(--text-primary))!important}.sepay-svg-tile--uk{fill:color-mix(in oklab,var(--accent-alt) 25%,var(--bg-elevated))!important;stroke:color-mix(in oklab,var(--accent-alt) 65%,var(--text-primary))!important}.sepay-svg-uk-t{font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:9px;font-weight:700;fill:var(--text-primary);letter-spacing:.04em}.sepay-svg-hub{fill:color-mix(in oklab,var(--accent) 22%,var(--bg-elevated));stroke:color-mix(in oklab,var(--accent) 60%,var(--text-primary));stroke-width:1.2}.sepay-svg-hub-t1{font-family:var(--font-display);font-weight:800;font-size:13px;fill:var(--text-primary)}.sepay-svg-hub-t2{font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:9px;fill:color-mix(in oklab,var(--text-primary) 60%,var(--accent));letter-spacing:.06em}.sepay-svg-links path{fill:none;stroke:color-mix(in oklab,var(--text-primary) 20%,transparent);stroke-width:1}.sepay-svg-link--hot{stroke:color-mix(in oklab,var(--accent) 70%,var(--text-primary))!important;stroke-width:1.4!important}.sepay-svg-link--uk{stroke:color-mix(in oklab,var(--accent-alt) 65%,var(--text-primary))!important;stroke-width:1.4!important}.sepay-zone-cap{margin-top:1rem;display:inline-flex;align-items:center;gap:.55rem;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:color-mix(in oklab,var(--text-primary) 65%,var(--text-muted))}.sepay-zone-dot{width:.5rem;height:.5rem;border-radius:50%;background:var(--accent)}.sepay-schemes{list-style:none;margin:0;padding:0;display:grid;gap:1rem;grid-template-columns:1fr}@media(min-width:880px){.sepay-schemes{grid-template-columns:repeat(3,1fr)}}.sepay-scheme{padding:1.5rem 1.6rem;border-radius:calc(var(--radius) * 1.8);background:var(--bg-elevated);border:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent)}.sepay-scheme--accent{border-color:color-mix(in oklab,var(--accent) 55%,var(--text-primary));box-shadow:0 24px 50px -34px color-mix(in oklab,var(--accent) 45%,transparent)}.sepay-scheme-code{display:inline-flex;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:.36rem .7rem;border-radius:6px;background:color-mix(in oklab,var(--text-primary) 8%,var(--bg-elevated));border:1px solid color-mix(in oklab,var(--accent) 35%,transparent);color:var(--text-primary)}.sepay-scheme-n{margin-top:.75rem;font-family:var(--font-display);font-weight:800;font-size:1.25rem;letter-spacing:-.015em;color:var(--text-primary)}.sepay-scheme-b{margin-top:.7rem;font-size:.97rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 80%,var(--text-muted))}.sepay-bens{list-style:none;margin:0;padding:0;display:grid;gap:1.4rem}@media(min-width:760px){.sepay-bens{grid-template-columns:1fr 1fr}}.sepay-ben{position:relative;padding:1.3rem 1.5rem 1.3rem 2.2rem;background:var(--bg-elevated);border-radius:calc(var(--radius) * 1.4);border:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent)}.sepay-ben-dot{position:absolute;left:.85rem;top:1.6rem;width:.7rem;height:.7rem;border-radius:50%;background:color-mix(in oklab,var(--accent) 70%,var(--text-primary));box-shadow:0 0 0 4px color-mix(in oklab,var(--accent) 18%,transparent)}.sepay-ben-t{font-family:var(--font-display);font-size:1.1rem;letter-spacing:-.01em;color:var(--text-primary)}.sepay-ben-b{margin-top:.5rem;font-size:.95rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 80%,var(--text-muted))}.sepay-flow{list-style:none;margin:0;padding:0;display:grid;gap:0;grid-template-columns:1fr}@media(min-width:1024px){.sepay-flow{grid-template-columns:repeat(5,1fr)}}.sepay-step{padding:1rem 1.1rem}.sepay-step-tag{display:flex;align-items:center;gap:.6rem}.sepay-step-k{font-family:var(--font-display);font-weight:800;font-size:1.4rem;color:color-mix(in oklab,var(--accent) 75%,var(--text-primary));letter-spacing:-.01em;line-height:1;padding-block:.1em}.sepay-step-arrow{flex:1;text-align:right;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:1.2rem;color:color-mix(in oklab,var(--text-primary) 35%,var(--accent))}.sepay-step-t{margin-top:.7rem;font-family:var(--font-display);font-size:1.05rem;letter-spacing:-.01em;color:var(--text-primary)}.sepay-step-b{margin-top:.5rem;font-size:.93rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 78%,var(--text-muted))}.sepay-time-wrap{border:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent);border-radius:calc(var(--radius) * 1.6);background:var(--bg-elevated);overflow:auto}.sepay-time{width:100%;border-collapse:collapse;min-width:660px}.sepay-time th,.sepay-time td{text-align:left;padding:.95rem 1.1rem;border-bottom:1px solid color-mix(in oklab,var(--border) 70%,transparent);font-size:.93rem;line-height:1.5;vertical-align:top}.sepay-time thead th{font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:color-mix(in oklab,var(--text-primary) 55%,var(--accent));background:color-mix(in oklab,var(--accent) 6%,transparent);border-bottom:1px solid color-mix(in oklab,var(--accent) 35%,transparent)}.sepay-time tbody tr:last-child th,.sepay-time tbody tr:last-child td{border-bottom:0}.sepay-time tbody th{font-family:var(--font-display);font-weight:700;font-size:.95rem;color:var(--text-primary);width:8rem}.sepay-uk{display:grid;gap:1.5rem;grid-template-columns:1fr;padding:2rem;background:var(--bg-elevated);border-radius:calc(var(--radius) * 1.8);border:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent)}@media(min-width:820px){.sepay-uk{grid-template-columns:9rem 1fr;gap:2.5rem;align-items:start}}.sepay-uk-flag{display:flex;flex-direction:column;gap:.5rem;padding:.4rem 0}.sepay-uk-flag-bar{width:100%;height:1rem;border-radius:4px;background:linear-gradient(90deg,color-mix(in oklab,var(--accent) 55%,var(--text-primary)),color-mix(in oklab,var(--accent-alt) 70%,var(--text-primary)))}.sepay-uk-flag-bar:nth-child(2){width:78%;opacity:.7}.sepay-uk-flag-bar:nth-child(3){width:56%;opacity:.5}.sepay-uk-lead{font-size:1rem;line-height:1.65;color:color-mix(in oklab,var(--text-primary) 84%,var(--text-muted))}.sepay-cases{list-style:none;margin:0;padding:0;display:grid;gap:1rem;grid-template-columns:1fr}@media(min-width:820px){.sepay-cases{grid-template-columns:repeat(3,1fr)}}.sepay-case{padding:1.4rem 1.55rem;background:var(--bg-elevated);border-radius:calc(var(--radius) * 1.6);border-bottom:3px solid color-mix(in oklab,var(--accent) 60%,var(--text-primary));border-top:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent);border-right:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent);border-left:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent)}.sepay-case-tag{display:inline-flex;font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:.3rem .6rem;border-radius:999px;background:color-mix(in oklab,var(--accent) 14%,transparent);color:color-mix(in oklab,var(--text-primary) 56%,var(--accent))}.sepay-case-t{margin-top:.7rem;font-family:var(--font-display);font-size:1.05rem;letter-spacing:-.01em;color:var(--text-primary)}.sepay-case-b{margin-top:.5rem;font-size:.94rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 80%,var(--text-muted))}.sepay-banks{margin:0;padding:0;border-top:1px solid color-mix(in oklab,var(--border) 70%,transparent)}.sepay-bank-row{display:grid;grid-template-columns:1fr;gap:.4rem;padding:1.35rem 0;border-bottom:1px solid color-mix(in oklab,var(--border) 70%,transparent)}@media(min-width:760px){.sepay-bank-row{grid-template-columns:16rem 1fr;gap:2rem;align-items:baseline}}.sepay-bank-n{font-family:var(--font-display);font-weight:700;font-size:1.02rem;letter-spacing:-.01em;color:var(--text-primary)}.sepay-bank-d{margin:0;font-size:.96rem;line-height:1.62;color:color-mix(in oklab,var(--text-primary) 82%,var(--text-muted))}.sepay-bank-foot{font-size:.88rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 65%,var(--text-muted));max-width:64ch}.sepay-features{list-style:none;margin:0;padding:0;display:grid;gap:.95rem;grid-template-columns:1fr}@media(min-width:720px){.sepay-features{grid-template-columns:1fr 1fr}}@media(min-width:1024px){.sepay-features{grid-template-columns:repeat(4,1fr)}}.sepay-feature{padding:1.2rem 1.3rem;background:var(--bg-elevated);border-radius:calc(var(--radius) * 1.4);border:1px solid color-mix(in oklab,var(--text-primary) 10%,transparent)}.sepay-feature-k{font-family:var(--font-display);font-size:1rem;letter-spacing:-.01em;color:var(--text-primary)}.sepay-feature-v{margin-top:.4rem;font-size:.91rem;line-height:1.55;color:color-mix(in oklab,var(--text-primary) 80%,var(--text-muted))}.sepay-trust{margin:0;padding:0;border-top:1px solid color-mix(in oklab,var(--border) 70%,transparent)}.sepay-trust-row{display:grid;grid-template-columns:1fr;gap:.4rem;padding:1.4rem 0;border-bottom:1px solid color-mix(in oklab,var(--border) 70%,transparent)}@media(min-width:760px){.sepay-trust-row{grid-template-columns:14rem 1fr;gap:2rem;align-items:baseline}}.sepay-trust-k{font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:color-mix(in oklab,var(--text-primary) 60%,var(--accent))}.sepay-trust-v{margin:0;font-size:1rem;line-height:1.6;color:color-mix(in oklab,var(--text-primary) 84%,var(--text-muted))}.sepay-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--font-display);font-size:.95rem;font-weight:600;line-height:1;text-decoration:none;white-space:nowrap;border-radius:999px;padding:.85rem 1.45rem;transition:background-color var(--anim-hover-duration) ease,border-color var(--anim-hover-duration) ease,box-shadow var(--anim-hover-duration) ease,transform var(--anim-hover-duration) ease}.sepay-btn svg{width:1rem;height:1rem;flex:none;transition:transform var(--anim-hover-duration) ease}.sepay-btn--primary{background:var(--accent);color:var(--accent-fg);box-shadow:0 10px 26px -10px color-mix(in oklab,var(--accent) 60%,transparent)}.sepay-btn--primary:hover{background:color-mix(in oklab,var(--accent) 90%,#fff)}.sepay-btn--ghost{background:transparent;color:var(--text-primary);border:1px solid color-mix(in oklab,var(--text-primary) 18%,transparent)}.sepay-btn--ghost:hover{border-color:color-mix(in oklab,var(--accent) 55%,transparent)}.sepay-btn:focus-visible{outline:2px solid color-mix(in oklab,var(--accent) 70%,var(--text-primary));outline-offset:3px}.sepay-cta{--band-deep: color-mix(in oklab, var(--text-primary) 78%, #000);--band-base: var(--text-primary);--band-ink: var(--bg-elevated);--band-ink-soft: color-mix(in oklab, var(--bg-elevated) 72%, var(--text-primary));background:radial-gradient(60% 90% at 18% 12%,color-mix(in oklab,var(--accent) 26%,transparent),transparent 60%),radial-gradient(58% 80% at 86% 88%,color-mix(in oklab,var(--accent-alt) 20%,transparent),transparent 62%),linear-gradient(160deg,var(--band-deep) 0%,var(--band-base) 54%,color-mix(in oklab,var(--band-base) 84%,var(--accent)) 100%);color:var(--band-ink-soft)}.sepay-cta-aura{position:absolute;z-index:0;inset:-10% 12% auto auto;width:56%;height:78%;pointer-events:none;background:radial-gradient(closest-side,color-mix(in oklab,var(--accent) 30%,transparent),transparent 74%);filter:blur(46px);opacity:.5}.sepay-cta-eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-display);font-size:.74rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:color-mix(in oklab,var(--accent-alt) 86%,#fff);background:color-mix(in oklab,var(--accent) 13%,transparent);border:1px solid color-mix(in oklab,var(--accent) 30%,transparent);border-radius:999px;padding:.42rem .85rem}.sepay-cta-eyebrow .dot{width:.5rem;height:.5rem;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px color-mix(in oklab,var(--accent) 22%,transparent)}.sepay-cta-h{font-family:var(--font-display);font-weight:800;font-size:clamp(1.9rem,1.3rem + 2.3vw,2.9rem);line-height:1.1;letter-spacing:-.022em;color:var(--band-ink);text-wrap:balance;padding-block:.05em}.sepay-cta-sub{max-width:42rem;font-size:clamp(1rem,.96rem + .2vw,1.1rem);line-height:1.6;color:var(--band-ink-soft)}.sepay-btn--onband{background:color-mix(in oklab,var(--bg-elevated) 8%,transparent);color:var(--band-ink);border:1px solid color-mix(in oklab,var(--bg-elevated) 24%,transparent)}.sepay-btn--onband.sepay-btn--primary{background:var(--accent);color:var(--accent-fg);border-color:transparent}.sepay-btn--onband:hover{border-color:color-mix(in oklab,var(--accent) 55%,transparent)}.sepay-faqs{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.8rem}.sepay-faq{display:grid;grid-template-columns:3.4rem 1fr;gap:1rem;padding:1.3rem 1.5rem;background:var(--bg-elevated);border-radius:calc(var(--radius) * 1.5);box-shadow:0 1px 2px color-mix(in oklab,var(--text-primary) 5%,transparent),0 14px 30px -24px color-mix(in oklab,var(--text-primary) 18%,transparent)}.sepay-faq-n{font-family:ui-monospace,SF Mono,Menlo,monospace;font-size:.78rem;font-weight:700;letter-spacing:.08em;color:color-mix(in oklab,var(--accent) 75%,var(--text-primary));padding-top:.2rem}.sepay-faq-q{font-family:var(--font-display);font-size:1.04rem;letter-spacing:-.01em;line-height:1.3;color:var(--text-primary)}.sepay-faq-a{margin-top:.55rem;font-size:.94rem;line-height:1.62;color:color-mix(in oklab,var(--text-primary) 84%,var(--text-muted))}@media(prefers-reduced-motion:no-preference){.sepay-btn--primary:hover{transform:translateY(-2px)}.sepay-btn:hover svg{transform:translate(2px)}.sepay-btn:active{transform:scale(.98)}}@media(prefers-reduced-motion:reduce){.sepay-btn,.sepay-btn svg{transition:none;transform:none}}