Heads of Payments
You own approval rates. See how cascading recovers soft declines in-flight, without bolting on another gateway.
Book a discovery call
See your payment stack
mapped to smart routing
Spend 30 focused minutes with our payments engineers. We map your current acquirers, model the approval-rate uplift from cascading, and scope a single-API build across your EU markets. You keep your PSP relationships. No demo theatre, no slide deck.
- PCI DSS Level 2
- PSD2 · SCA
- 3DS2 ready
What we cover
A working session, not a sales pitch
Every call follows the same four-part shape. It stays grounded in your real stack, so you leave with answers you can act on — not a generic overview.
- 01
Map your stack
We walk through your current acquirers, PSPs and local payment methods. You show us where declines hurt most. No prep deck needed.
- 02
Model the uplift
We sketch how smart routing and cascading would re-order your traffic. You see where recovered approvals could come from across your EU markets.
- 03
Scope the integration
We size a single-API build against your checkout. You keep your own PSP contracts. We add the routing layer above them.
- 04
Plan compliance
We map PSD2, SCA, 3DS2 and PCI scope against your setup. You leave with a clear picture of what topropay handles below your stack.
Who should book
Built for high-volume payment teams
Most calls bring two or three people from one team. Each role sees the part of orchestration that matters to them.
CTOs & Engineering
You own the integration cost. See how one API replaces a fleet of direct PSP builds you would otherwise staff and maintain.
CFOs & Finance
You own the reconciliation. See settlements, fees and payouts from every acquirer land in one normalised ledger.
What you walk away with
Three things to take back to your team
A view of your traffic, re-routed
A first pass at how your payments would be scored and ordered across your live acquirers.
A single-API build, sized
A clear estimate of the work to route every market through one call — no PSP renegotiation.
PSD2, 3DS2 and PCI, mapped
Where strong authentication and PCI scope reduction sit relative to your own systems.
Before you book
Quick answers to the usual questions
Do I have to switch my PSPs?
No. topropay is a pure orchestration layer. You keep your acquirer and PSP contracts. We route above them.
Do you hold our funds?
No. We never hold merchant money or act as the acquirer of record. Settlement stays with your banks.
How long is the call?
About 30 minutes. It is a working session with payments engineers, not a sales pitch. Bring real questions.
What should we prepare?
Nothing formal. A rough list of your acquirers and your busiest EU markets is plenty to make it useful.
Talk to our payments engineers
Pick a time. We bring the routing map.
Send one line about your acquirers and busiest EU markets. We reply with a slot and come ready to map approval-rate uplift against your real stack. No commitment, no rebuild required.