Integrations & connectors

One API for every acquirer, PSP and local method.

topropay connects you to hundreds of acquirers, gateways, and local payment methods. You connect once. We handle the routing, the retries, and the reconciliation. You keep your own PSP relationships. No rebuild. No lock-in.

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  • PCI DSS Level 2
  • PSD2 · SCA
  • 300+ connectors
  • 3DS2 ready

Connector library

Everything your stack already speaks

Each family below is one part of the same unified API. Add what you need. Skip the rest. Every connector reports to a single dashboard and one reconciliation feed.

  • Acquirers 300+ connectors

    Direct acquirer connections

    Plug into hundreds of acquiring banks across the EU and beyond. You keep your own contracts and pricing. We just route to them.

  • PSPs & gateways No lock-in

    Your existing PSPs

    Already live with a gateway? Keep it. topropay sits above your PSPs and adds smart routing without forcing a migration.

  • Local methods 1 API schema

    Cards, wallets & local APMs

    Add iDEAL, Bancontact, SEPA, Apple Pay, Google Pay and dozens of local methods. One schema covers every payment type.

  • Risk & 3DS 3DS2 native

    Fraud and 3DS2 tooling

    Wire in your fraud screening and 3DS2 provider. SCA exemptions and step-up flows run inside the same authorisation call.

  • Reporting 1 data feed

    Reconciliation & data sinks

    Stream settlement and reconciliation data to your warehouse, ledger, or BI tool. One feed spans every acquirer you use.

  • Webhooks Signed events

    Events & back-office sync

    Subscribe to signed webhooks for every state change. Keep your order system, ERP, and support tools in lockstep.

One integration

Write to one endpoint. Reach every route.

The same request shape covers cards, wallets, and local methods. You send one payment call. topropay scores the live routes and picks the path most likely to clear. A soft decline cascades to the next connector before your checkout ever sees a failure.

Send
one payment request, every method
Route
scored on BIN, currency, and approval rate
Recover
auto-cascade on a soft decline

Going live

From one endpoint to recovered revenue

  1. 01

    Connect once

    Point your checkout at one topropay endpoint. Drop the per-PSP SDKs you maintain today. The schema stays the same for every method.

  2. 02

    Map your connectors

    Add the acquirers, PSPs, and local methods you already use. Set routing rules in the dashboard. No code release is needed to change them.

  3. 03

    Go live and recover

    Traffic flows through the routing engine. Soft declines cascade to a backup connector inside the same request. You see one clean result.

Common questions

What teams ask before they connect

Do we have to leave our current PSP?

No. topropay is pure orchestration. You keep your acquirer and PSP contracts. We route on top of them.

How long does a connector take to add?

Most connectors are configured in the dashboard. New routes apply on the next transaction, with no engineering release.

Does this expand our PCI scope?

It reduces it. Card data flows through PCI DSS Level 2 infrastructure, so your own scope stays small.

Can we route by market or currency?

Yes. Rules can key on currency, BIN, amount, card brand, and live approval rates. Each market gets its best path.

Talk to our payments engineers

Connect once. Recover more.

Book a discovery call. We map your acquirer setup and scope a single-API integration across your EU markets. No PSP renegotiation. No stack rebuild.

Book a discovery call Email our team